Our approach

How we build your payment setup.

Three phases: Analyze, Architect, Support. We don't recommend anything until we understand your business first.

PHASE 01

Analyze

Understand what you're paying and why. We review your current payment setup end to end: interchange categories, processing volume, fee structure and workflow, to find where you're overpaying and where you're exposed.

  • Interchange category review
  • Processing fee analysis
  • Risk and chargeback exposure assessment
  • Current gateway and processor evaluation
  • Free savings analysis, no obligation
PHASE 02

Architect

Design a setup around your business. Using what we found, we design a solution for your business model, not a generic package: the right gateway, processor, ACH rails and compliance setup for your industry and growth plans.

  • Gateway and processor selection
  • Card, ACH and dual-pricing structure
  • Ecommerce and POS integration planning
  • Invoicing and accounting alignment
  • Compliance and underwriting coordination
PHASE 03

Support

Stay with you after launch. Once you're live we keep watching: monitoring, dispute help, PCI oversight and rate reviews as your volume grows. You reach the team that set it up, not a call center.

  • Ongoing monitoring
  • Chargeback and dispute support
  • PCI compliance oversight
  • Rate reviews as volume grows
  • Direct access, no call center
Commercial card savings

Visa CEDP and Level 2/3. Set up to save.

If your customers pay with business, corporate or purchasing cards, the data sent with each sale changes what it costs you. In April 2025 Visa introduced the Commercial Enhanced Data Program (CEDP), and in April 2026 it retired its old Level 2 rates. Setups that used to qualify for lower rates may now be paying more.

Mastercard still rewards Level 2 and Level 3 data, so the right setup pays off on both networks.

How we help

  • Review your statements to see how many commercial cards you take and what they cost
  • Check that your gateway, terminal or software can send Level 2 and Level 3 data
  • Set up tax, invoice and line-item details to fill in automatically, so staff don’t key them
  • Confirm on your next statements that those sales are qualifying
Send a statement for review

Start with a free analysis.

Book a consultation, or email your latest processing statement to info@strategicpaysolutions.com and we'll show you what you could save.